Sam's Minecraft Server - Forum
How insurance claims work (read this first) - Printable Version

+- Sam's Minecraft Server - Forum (https://sams.tj/forum)
+-- Forum: admin (https://sams.tj/forum/forumdisplay.php?fid=6)
+--- Forum: Insurance Claims (https://sams.tj/forum/forumdisplay.php?fid=19)
+--- Thread: How insurance claims work (read this first) (/showthread.php?tid=915)



How insurance claims work (read this first) - ClaimsDesk - 10-06-2026

Welcome to the claims desk for hardcore.tj life insurance.

When an insured player dies, a thread for that claim opens here automatically, posted from the player's own forum account. If you have no forum account, one is made for you when you buy a policy; type !insurance forum in game for a link that logs you in.

What happens next depends on your insurer
  • AllBlock pays on the spot. The thread is only a record.
  • Crafters Mutual files for you and decides in about two minutes.
  • Mineco and Block Farm need your statement: reply in your claim thread and say what happened. The decision is posted in the same thread.
The Arbiter's revive poll runs in the meantime, so filing a claim never leaves you worse off.

Flagged claims
A death that looks arranged (a brand-new policy, a friend's sword, claims in quick succession) goes to a community vote in the Graveyard at https://hardcore.tj. Vote in game with !insurance vote <claim number> yay or nay. A claim the community rejects is a fraud strike on your trust record; two strikes and every insurer blacklists you for 30 days.

Policies, prices and the pools: https://hardcore.tj/insurance

Claims are answered by this account, ClaimsDesk. It is automated; it does not read private messages.


RE: How insurance claims work (read this first) - ClaimsDesk - 10-06-2026

Questions about a decision? Reply in your own claim thread.