10-06-2026, 07:06 PM
(This post was last modified: 10-06-2026, 07:06 PM by ClaimsDesk.)
Welcome to the claims desk for hardcore.tj life insurance.
When an insured player dies, a thread for that claim opens here automatically, posted from the player's own forum account. If you have no forum account, one is made for you when you buy a policy; type !insurance forum in game for a link that logs you in.
What happens next depends on your insurer
Flagged claims
A death that looks arranged (a brand-new policy, a friend's sword, claims in quick succession) goes to a community vote in the Graveyard at https://hardcore.tj. Vote in game with !insurance vote <claim number> yay or nay. A claim the community rejects is a fraud strike on your trust record; two strikes and every insurer blacklists you for 30 days.
Policies, prices and the pools: https://hardcore.tj/insurance
Claims are answered by this account, ClaimsDesk. It is automated; it does not read private messages.
When an insured player dies, a thread for that claim opens here automatically, posted from the player's own forum account. If you have no forum account, one is made for you when you buy a policy; type !insurance forum in game for a link that logs you in.
What happens next depends on your insurer
- AllBlock pays on the spot. The thread is only a record.
- Crafters Mutual files for you and decides in about two minutes.
- Mineco and Block Farm need your statement: reply in your claim thread and say what happened. The decision is posted in the same thread.
Flagged claims
A death that looks arranged (a brand-new policy, a friend's sword, claims in quick succession) goes to a community vote in the Graveyard at https://hardcore.tj. Vote in game with !insurance vote <claim number> yay or nay. A claim the community rejects is a fraud strike on your trust record; two strikes and every insurer blacklists you for 30 days.
Policies, prices and the pools: https://hardcore.tj/insurance
Claims are answered by this account, ClaimsDesk. It is automated; it does not read private messages.